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What to do after a death in Tennessee

What happens next, what funeral costs look like, and the paperwork you’ll need

Information as of January 2026.

Estimated costs

Ask each provider for an itemized quote. Cemetery and monument fees are often separate.

Direct cremationEstimate
$700–$1,800
Cremation with serviceEstimate
$2,000–$4,500
Traditional burialEstimate
$5,000–$12,000
Green burialEstimate
$1,500–$4,000

Quick facts

  • Good to know: A funeral director isn’t required. Families can prepare and bury their own without charge.

  • Tip: Record family burials with the property deed to protect the gravesite.

Getting started in Tennessee

  • Tennessee doesn’t require a funeral director. Families can handle arrangements themselves.

  • State law explicitly protects families preparing and burying their own without charge.

  • The TN Board of Funeral Directors & Embalmers regulates funeral homes and can help with complaints.

Good to know: Tennessee gives families significant flexibility. Take the time you need to explore your options.

First 24–72 hours

If the death occurred at home

  • Contact the attending physician or hospice nurse if one was involved.

  • For unexpected deaths, call 911.

  • If not embalmed or refrigerated, disposition should occur within 48 hours.

Hospice was involved

  • The hospice nurse will come to pronounce death and help with paperwork.

  • Hospice can coordinate with a funeral home or help guide a home funeral.

  • Take the time you need with your loved one.

No hospice involvement

  • Call 911 for any unexpected death.

  • The physician must supply date, time, and cause of death within 48 hours.

  • Once death is certified, you can proceed with arrangements.

If the death occurred at a hospital

  • Hospital staff will guide you through immediate paperwork.

  • You can spend time with your loved one before leaving.

  • Take time to decide on arrangements. There’s no pressure to choose immediately.

Cremation in Tennessee

  • Tennessee requires a 48-hour waiting period after death before cremation.

  • A permit for cremation must be obtained before the body can be cremated.

  • The next of kin must sign a cremation authorization form.

  • A casket isn’t required. Federal law requires funeral homes to offer alternative containers.

  • Embalming isn’t required by Tennessee law.

Burial in Tennessee

  • Home burial on private property is allowed. No state laws prohibit it.

  • Family burial grounds are protected if recorded with the property deed.

  • Descendants have legal right to visit ancestral graves even on privately owned land.

  • A burial-transit permit is required before burial can take place.

  • A casket isn’t required by state law.

Paperwork in Tennessee

  • Death certificates must be registered within 30 days of death.

  • Certified copies cost $15 (includes one copy) from Tennessee Vital Records.

  • Plan to order 8–10 copies for insurance, banks, and legal matters.

  • The Vital Records Office maintains death records for 50 years.

  • Older records are maintained by Tennessee Library and Archives.

Consumer rights in Tennessee

  • You have the right to an itemized price list and can choose only the services you want.

  • Funeral homes must comply with FTC Funeral Rule requirements.

  • File complaints with the TN Board of Funeral Directors & Embalmers: 615-741-5062.

  • The Board can’t order refunds, but can investigate and revoke licenses.

  • For monetary disputes, you may need to pursue civil action or contact the Funeral Consumers Alliance of Tennessee.

Not sure what to do next? Text us and we’ll help you work through it.

Text us for guidance

This guide is general information, not legal, financial, or medical advice. Laws, fees, and rules change and can vary by county. Before you act, confirm the details with your funeral provider, the state or county office, or a licensed professional.

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